Build a Powerful Business Credit Profile —
No Personal Guarantee Required
Go from zero to No PG approvals in 10–12 weeks with Corporate Builder Setup. Access up to $150K in business funding — even with poor credit.
Get a 6+ Year Aged Corporation, DUNS/EIN Setup, Net-30 Vendor Lines, 85+ Paydex Score & Major No-PG Business Credit Cards — All in 8–12 Weeks.
Claim Your Aged Corporation — Start TodayWhat's Included in Your Corporate Builder Package
Everything you need — from a fully established corporate identity to No PG card access — delivered in one comprehensive program.
- ✓ 6+ Year Aged Corporation Established with verified history • Maximum lender separation • EIN registration included
- ✓ Foundation Setup (EIN + DUNS/NAV) IRS registration • D&B DUNS number • NAV business profile • Google Business Profile activation
- ✓ Net-30 Vendor Trade Lines 5+ reporting accounts • Reports to D&B, Equifax & Experian • Rapid 85+ Paydex building strategy
- ✓ Paydex Score Optimization Early payment coaching • Score monitoring throughout • Target: 85+ Paydex in 8–10 weeks
- ✓ No-PG Card Access — Phase 2 Once Paydex 85+ with 5+ tradelines, qualify for major store & fleet cards with $30K–$75K+ in total credit
- ✓ Full Guidance & Support Step-by-step coaching through every phase — we walk you through the entire process
No Personal Guarantee Business Credit Cards
Once your Paydex Score hits 85+ with 5+ tradelines reporting, you qualify for major store and fleet cards — no personal guarantee, no personal credit check.
| Card / Vendor | Credit Limit | Timeline | Reports To |
|---|---|---|---|
| Home Depot Commercial | $5K – $15K | Wks 8–10 | D&B |
| Sam's Club Business | $5K – $10K | Wks 8–10 | D&B |
| Lowe's Business | $3K – $10K | Wks 8–10 | D&B |
| Uline | $1K – $5K | Wks 6–8 | D&B |
| Quill | $1K – $3K | Wks 6–8 | D&B |
| Grainger | $2K – $7.5K | Wks 7–9 | D&B |
| Staples | $2K – $5K | Wks 8–10 | D&B |
| Shell / Fuelman Fleet | $5K – $10K | Wks 10–12 | Equifax |
| Office Depot | $2K – $5K | Wks 8–10 | D&B |
| Total Credit Access: $30,000 – $75,000+ (varies by profile & lender review) | |||
Simple, Transparent Pricing
Choose the package that fits your situation. Both options include full coaching and support through every phase.
Corporate Builder Package
Start from scratch — everything included
Aged Corp + EIN + D&B Setup + NAV Setup + Net-30 Vendor Lines + Paydex Optimization + No-PG Card Coaching
Best for: Entrepreneurs who need a corporation built from the ground up.
Start for $0 Down with KlarnaExisting Corporation
Already have a corporation?
D&B Setup + NAV Setup + Net-30 Vendor Lines + Paydex Optimization + No-PG Card Coaching
Best for: Business owners with an active corporation who need the credit foundation built.
Start for $0 Down with KlarnaYour 8–12 Week Roadmap to No PG Funding
A clear, proven timeline — from corporation activation to $30K–$75K+ in No PG business credit cards.
1–2
Corporation Activated & Foundation Built
Your aged corporation is activated. EIN registered with the IRS. D&B DUNS number secured. NAV business profile created. Google Business Profile and business listings verified.
3–5
5+ Vendor Accounts Opened & Early Payment Strategy Begins
Five or more Net-30 vendor trade lines opened and reporting to D&B, Equifax, and Experian. Strategic purchases made. Early payment coaching begins — this is the critical step to reaching Paydex 85+.
6–7
Accounts Reporting — Paydex Score Climbing
Trade lines are actively reporting. Your Paydex Score begins its climb toward 85+. Score is monitored and adjustments made as needed to stay on track.
8–10
Paydex Hits 85+ — Card Applications Begin
With Paydex at 85+ and 5+ tradelines established, Phase 2 card applications begin: Home Depot Commercial, Sam's Club Business, Lowe's Business, Grainger, Staples, Office Depot, and more.
10–12
Cards Approved & Activated — $30K–$75K+ in Business Credit
No PG business credit cards approved and activated. Total credit access of $30,000–$75,000+ unlocked — no personal guarantee, no personal credit impact.
Why a Paydex Score of 85 Changes Everything
Lenders use your Paydex Score to determine how trustworthy your business is. A score of 85 signals PREMIUM payer status — making you eligible for funding and credit that other businesses simply cannot access.
A 6+ year aged corporation combined with a strong Paydex Score puts your business leagues ahead of new entities in the eyes of lenders — opening doors that would otherwise take years to reach.
Perfect For…
This program was built for business owners who need real, bankable results — without personal credit standing in the way.
Entrepreneurs Separating Business & Personal Credit
Stop putting your personal assets at risk. Build a fully independent business credit profile.
Owners with Credit Challenges
Poor personal credit doesn't block you here. Paydex is built on business payment history only.
Startups Needing an Established Identity
An aged corporation gives lenders the history and credibility they need to say yes — even if your business is brand new.
Real Estate Investors
Access fleet cards, supply accounts, and business credit to fund acquisitions and renovations without personal guarantee exposure.
E-Commerce & Inventory Sellers
Use No PG vendor lines at Uline, Quill, Staples, and Office Depot to scale inventory without capital constraints.
Anyone Accessing $30K–$75K+ Without Risking Personal Assets
If you want real business credit that protects you personally, this is the program.
Trusted by Business Owners Just Like You
"I had no idea aged corporations could open so many doors. Within weeks, I had access to funding I never thought possible — and no PG required!"
— Marcus T., Business Owner"The Klarna option made it a no-brainer. Zero down and my Paydex Score was at 85 faster than I expected. Highly recommend!"
— Danielle R., Entrepreneur"I already had my LLC and only needed the $199.99 package. Best investment I made for my business credit."
— James K., Small Business OwnerFrequently Asked Questions
What is a Paydex Score?
A Paydex Score is Dun & Bradstreet's business credit score, ranging from 1–100. A score of 85 means your business pays its bills ahead of schedule and is considered a premium, low-risk payer by lenders and vendors.
What does "No Personal Guarantee" mean?
No Personal Guarantee (No PG) means lenders and vendors extend credit to your business without requiring you to personally back the obligation — protecting your personal credit, assets, and finances.
How long does the full process take?
The complete program runs 8–12 weeks. Weeks 1–2 cover corporation activation and foundation setup. Weeks 3–7 build and optimize vendor tradelines. Weeks 8–10 target Paydex 85+. Weeks 10–12 are focused on No PG card approvals with $30K–$75K+ in total credit unlocked.
Can I qualify even with poor personal credit?
Yes. Paydex is based entirely on your business payment history — not your personal credit score. This program is specifically designed for business owners who face personal credit challenges.
What are Net-30 Vendor Trade Lines?
Net-30 accounts are vendor credit lines where you have 30 days to pay after purchase. When paid early, these accounts report positive payment history to D&B, Equifax, and Experian — rapidly building your Paydex Score toward 85+.
What if I already have a corporation?
You only need the $199.99 Existing Corporation package. We'll set up your D&B DUNS, NAV profile, Net-30 vendor lines, and coach you through Paydex optimization and Phase 2 card applications.
How does Klarna work?
Klarna lets you split your payment into monthly installments with $0 due today. Select Klarna at checkout and choose the plan that works best for your budget — so you can start immediately without a lump-sum payment.
Ready to Build $30K–$75K+ in No PG Business Credit?
Aged corporations are limited. Secure yours today and start your 8–12 week roadmap to No Personal Guarantee business funding — even with poor credit.
WBC CONSULTING GROUP
Who we are
We are here to educate any individual so they can achieve great credit scores and live a better lifestyle and greater opportunities.