Credit Repair & Funding Readiness | WBC Consulting Group
★ Trusted Credit Advisors

Take Control of Your Credit. Unlock Your Financial Future.

Personal Credit Repair · Business Credit Building · Funding-Readiness Experts

Your credit shouldn’t hold you back from the life, business, or opportunities you deserve. Whether you’re preparing to buy a home, launch a business, or qualify for funding, we help you clean up, optimize, and strengthen your credit profile — the right way, backed by your rights under the Fair Credit Reporting Act (FCRA).

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Why Clients Choose Us

Personalized.
Strategic. Comprehensive.

Personalized, Not Cookie-Cutter

Every credit profile is different. We start with a full review of your Experian, Equifax, and TransUnion reports before recommending a single service.

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Funding-Focused Approach

We don’t just remove negative items — we help position you for real personal and business funding approval.

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Transparent, À La Carte Pricing

Only pay for what you actually need. No confusing bundles, no hidden fees.

Comprehensive Expertise

From charge-offs to identity theft recovery, we handle the full spectrum of credit challenges.

Trusted Credit Advisors

Take Control of Your Credit.
Unlock Your Financial Future.

Personal Credit Repair · Business Credit Building · Funding-Readiness Experts

Your credit shouldn’t hold you back from the life, business, or opportunities you deserve. Whether you’re preparing to buy a home, launch a business, or qualify for funding, we help you clean up, optimize, and strengthen your credit profile — the right way, backed by your rights under the Fair Credit Reporting Act (FCRA).


GET YOUR FREE CREDIT REVIEW
— 1 — How It Works

A Clear Path Forward.

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1

Free Report Review

We pull and analyze your three-bureau reports — utilization, account age, payment history, inquiries & derogatory items.

2

Custom Action Plan

We identify exactly what’s hurting your funding eligibility and build a step-by-step strategy.

3

Dispute & Optimize

We handle documentation, disputes, and creditor communication on your behalf.

4

Funding-Ready Results

You walk away with a stronger profile and a clear path toward the financing you’re working toward.

— 2 — Our Services & Pricing

Choose the Support
That Fits Your Needs.

Full Service Credit Repair & Funding Readiness

Complete three-bureau review covering utilization, account age, payment history, inquiries, derogatory accounts, and every factor impacting your funding eligibility. We build a custom action plan and work to remove charge-offs, collections, late payments, repossessions, and inquiries — all designed to prepare you for business and personal funding.

$850 UP TO 12 ITEMS

$1,350 MORE THAN 12 ITEMS
BEST FOR FULL TRANSFORMATION

★ À La Carte Services

Only need help with specific items? Choose exactly what you need.

Pricing from $25 to $999
Service Price What’s Included
Collection Account Services $250 per item Review and dispute assistance for inaccurate, incomplete, outdated, or unverifiable collection accounts
Charge-Off Services $250 per account Detailed review and dispute/correction assistance for charged-off accounts
Late Payment Services $350 per account Reporting-error disputes, documentation review, creditor communication, and goodwill assistance
Bankruptcy Services $999 Full review of bankruptcy reporting across all bureaus and assistance disputing inaccurate or outdated information
Hard Inquiry Services $25 per inquiry Dispute assistance for unauthorized or inaccurately reported hard inquiries
Personal Information & Address Cleanup $199.99 Correction of inaccurate names, addresses, employers, and other identifying information
— 3 — Specialized Credit Services

Specialized Support When You Need It.

Identity Theft / FCRA Identity-Theft Blocking Assistance

Starting at $500

If you’ve been a victim of identity theft, we help you organize legitimate documentation and prepare formal requests to block fraudulent accounts and information from your credit reports. This may include an FTC Identity Theft Report, identification, proof of address, supporting records, and applicable FCRA documentation.

BEST FOR FRAUD VICTIMS
Real Results Start With a Real Review

Know What’s Affecting
Your Credit.

Credit repair isn’t one-size-fits-all. That’s why every engagement starts with a full three-bureau review — so you know exactly what’s affecting your score and your funding eligibility before we get started.

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— 4 — Frequently Asked Questions

Frequently Asked
Questions

Do I need the Full Service package or a specific à la carte service?
If you have multiple negative items or you’re preparing for funding, the Full Service package offers the most comprehensive support. If you only have one or two specific issues (like a single collection or late payment), à la carte pricing may be more cost-effective.
How long does credit repair take?
Timelines vary based on your unique credit profile, the number of items being disputed, and creditor/bureau response times. We’ll give you a realistic timeline after your free review.
Is this legal?
Yes. All disputes and corrections are handled in accordance with your rights under the Fair Credit Reporting Act (FCRA).
What if I have more than 12 negative items?
Our Full Service package covers this at $1,350, ensuring every issue affecting your funding eligibility is addressed.
— 5 — Ready to Build the Credit You Deserve?

Your Credit Report
Shouldn’t Be a Mystery.

Your credit report shouldn’t be a mystery — and it definitely shouldn’t be a roadblock. Let’s review your reports, build your action plan, and get you funding-ready.

GET STARTED WITH YOUR FREE CREDIT REVIEW →