Wealth Building Credit ("we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

We may collect the following types of information:

a) Personal Information You Provide

• Full name
• Business name
• Email address
• Phone number
• Billing and payment information (processed securely through third-party processors)
• Business EIN (Employer Identification Number)

b) Automatically Collected Information

• IP address
• Browser type and version
• Pages visited and time spent on site
• Referring URLs
• Device information

c) Cookies and Tracking Technologies

We use cookies and similar tracking technologies (including Microsoft Clarity and Microsoft Advertising) to track activity on our website and improve user experience.

We use the information we collect to:

• Provide, operate, and improve our services
• Process payments and transactions
• Communicate with you about your account or orders
• Send promotional and marketing emails (you may opt out at any time)
• Comply with legal obligations
• Serve targeted advertisements via Microsoft (Bing) Ads and other platforms
• Analyze website traffic and usage patterns

We do not sell your personal information. We may share your information with:

• Service Providers: Third-party vendors who assist in operating our website and services (e.g., Klarna, payment processors, email platforms)
• Advertising Partners: Microsoft Advertising and similar platforms for ad targeting and analytics
• Legal Authorities: When required by law, court order, or governmental authority
• Business Transfers: In the event of a merger, acquisition, or sale of assets

We use the following types of cookies:

• Essential Cookies: Necessary for the website to function
• Analytics Cookies: Help us understand how visitors interact with our site
• Advertising Cookies: Used to deliver relevant advertisements (including Microsoft/Bing Ads)

You can control cookie settings through your browser. Note that disabling cookies may affect site functionality.

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law.

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Request correction or deletion of your data
• Opt out of marketing communications
• Request data portability
• Lodge a complaint with a data protection authority

To exercise any of these rights, contact us at: wealthbuildingconsultinggroup@gmail.com

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us immediately.

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure.

If you are a California resident, you have the right to:

• Know what personal data is collected about you
• Know whether your personal data is sold or disclosed
• Opt out of the sale of personal data
• Access your personal data
• Request deletion of your personal data
• Not be discriminated against for exercising your privacy rights

To submit a CCPA request, contact us at: wealthbuildingconsultinggroup@gmail.com

We reserve the right to update this Privacy Policy at any time. We will notify you of significant changes by updating the "Effective Date" at the top of this page. Continued use of our website after changes constitutes acceptance of the updated policy.

If you have questions or concerns about this Privacy Policy, please reach out to us using any of the methods below.