Call Us

+1-888-819-4508

Follow Us On Social Media!

Unlock business funding today, regardless of whether your credit rating is good or bad. You can scale your business credit from zero to $500,000 in just four months. If you are a business owner or have clients in need of funding, consider joining our affiliate program, which offers an average earning potential of $40,000 per month for affiliates.

Scale Your Business from $0 to $500,000 in Just 4 Months!

Join WBC Consulting Group's Elite Affiliate Program
- Top Earners Make $40,000 Monthly |

Are you ready to elevate your business to unprecedented heights? With our proven strategies, you can scale from zero to $500,000 in just four months, no matter your credit situation!

How Do We Make It Happen?

For Those with Strong Credit: If your credit score is above 680, we have powerful options at your disposal.

Commission Funding Services

  • Credit Card Capital Stacking:

    Requirement over 680 Credit Score.Gain access to 0% business credit cards from leading banks, credit unions, and financial institutions from 150-250K empowering your clients to thrive.

  • Capital Stacking Business Loans:

    Loans up to 150K from FDIC insured banks and credit unions with No Doc up to Utilize capital stacking options from top banks and credit unions to enhance your clients' financial success and growth.

  • No personal guarantee business funding

    Use your EIN ONLY to get funding from Credit cards and business loans up to 25K loans up to 500- 750K

Commission Products:

Personal Credit Builder Lines:

$15,000 Credit Card Revolving Line (Reports to the three major credit bureaus for 12 months)
$20,000 Auto Installment Line
$30,000 Auto Installment Line
$40,000 Auto Installment Line
$50,000 Auto Installment Line (Reports to Equifax credit bureau for 12 months)

Business Credit Builder Lines:

Three Net 30 business credit cards with 15-25K that will report on D&B and includes P&L financial documents. Reports in 15-30 days.
$400K Auto Installment Line
$100k Revolving Line
$2MIL Business Real Estate Line
$250,000 Term Loan Installment Line

Business Formation: Colorado LLC or S-Corporation

Guide your clients toward success with our comprehensive suite of services, which includes:

– Employer Identification Number (EIN)

– A prestigious business address (starting at just $85/month for office services)

– Customized business naming and categorization

By partnering with us, you take a significant step toward earning impressive commissions while delivering valuable financial solutions to your clients.

Join the WBC Consulting Group as an Affiliate and receive your own website, business email, and marketing materials to start earning! Our top affiliates earn $40,000 in just one month!

WBC Consulting Group stands out from other financial lending programs because we deliver exceptional education and a proven, step-by-step strategy. We equip our clients with the essential information, resources, products, and services required to reach their financial goals and maximize their lending potential.

They want capital funding to elevate their businesses.

 It’s the process of obtaining business financing from a network of banks, financial institutions, and credit unions to unlock maximum funding opportunities.

They aim to achieve capital funding without any personal guarantee. Let’s make that happen!

Business funding with a personal guarantee enables you to access financing through 0% business credit cards, business loans, business lines of credit, equipment loans, and computer loans.

The key advantage of this funding option is that you can secure funds from multiple banks under each corporation you own. All lending activities will be reported to your business credit, ensuring your personal credit score remains unaffected. This powerful strategy allows you to effectively build tradelines for your business.

However, it’s important to be aware that these funding options come with personal guarantees. If you miss payments or fall behind, that information will be reported to your personal credit. Because you’ve personally guaranteed the loan, your credit score will
be impacted.

This is truly the gold standard for clients.

With business funding that requires no personal guarantee, you can confidently borrow money under your corporation. This means that if you’re ever late or delinquent on payments, it will only affect your business and won’t be reported to your personal credit. This approach offers significant protection and peace of mind for business owners.

95% of clients begin with business credit that requires a personal guarantee.

We empower our clients with a proven step-by-step strategy that enables them to access business credit and build their PAYDEX score, ultimately allowing them to stack business credit without any personal guarantee.

Our strong relationships with FDIC-insured banks and creditors grant our clients access to premium business lines of credit, helping them achieve an impressive PAYDEX score of 80 or higher. We don’t just provide funding; we educate our clients on the specific number of trade lines banks are looking for and guide them through the business credit funding process.

We go even further by showing our clients how to acquire luxury cars under their business name, which can be reported as business tradelines, and then rent these vehicles on Turo for additional income.

Moreover, we equip our clients with the knowledge to leverage their business credit for real estate investments, allowing them to earn passive income by renting rooms on Airbnb. With our expertise, clients can confidently achieve financial success.

No, an EIN-only credit card does not typically impact your personal credit. By using an EIN to apply for business credit cards, loans, and lines of credit instead of your personal SSN, you’ve created a separate credit identity for your business, which is distinct from your personal credit profile.

Further, business credit reporting is a whole separate market from personal credit reporting. Business credit bureaus such as Dun & Bradstreet, Experian Business, and Equifax Business maintain those credit reports and scores. When evaluating creditworthiness for EIN-only cards, lenders tend to focus on the business’s financial health, including factors like revenue, time in business, and business credit history.      

The Employer Identification Number (EIN) may indeed possess a credit score. Business credit bureaus such as Dun & Bradstreet, Experian Business, and Equifax Business are responsible for tracking and reporting this information, which is integral to the formulation of business credit scores linked to your EIN.

 These scores are determined based on a variety of factors that parallel those used in personal credit assessments, including:

 – Payment history with vendors and creditors

– Credit utilization ratio

– Length of credit history

– Types of credit utilized (including credit cards and loans)

– Recent credit inquiries

– Relevant public records (such as liens, judgments, and bankruptcies)

 The business credit score plays a critical role in enabling lenders, suppliers, and potential partners to evaluate the creditworthiness of your company.

However, some card issuers may still require a personal guarantee or perform a soft inquiry on your personal credit, even for EIN-only cards. While infrequent, these inquiries might be visible on your personal credit report but they won’t affect your credit score.

Benefits of Utilizing an EIN for Business Credit Funding

Distinction Between Personal and Business Credit

Employing an Employer Identification Number (EIN) for business credit card applications is an effective strategy for distinguishing personal and business finances. By using an EIN in lieu of a Social Security Number (SSN), all activity associated with the business credit card is reported to business credit bureaus. This practice facilitates the establishment of credit for the business independently from personal credit. Such a separation serves to protect the personal credit score from adverse effects stemming from the business's financial activities. For example, if the business encounters cash flow difficulties or experiences high credit utilization, these challenges will not have a direct impact on the personal credit score. In the event of a business closure or bankruptcy, maintaining distinct credit identities can serve to protect one's personal financial interests. This practice is particularly advantageous when applying for personal loans or mortgages, as it ensures that business-related debts are excluded from the assessment of one's personal debt-to-income ratio and personal finances. It can also be beneficial when seeking personal loans or mortgages, as business debts won't be factored into your personal debt-to-income ratio.

Access to Higher Credit Limits and Improved Interest Rates

Utilizing an Employer Identification Number (EIN) to establish a business credit profile can provide access to higher credit limits and more advantageous interest rates. As the business credit history develops, lenders will regard the business as a lower risk, thereby increasing their willingness to extend larger credit lines. Higher credit limits confer essential financial flexibility that enables businesses to address unexpected expenses, capitalize on growth opportunities, and manage seasonal fluctuations in cash flow. For example, a retailer may leverage an increased credit limit to procure additional inventory in anticipation of a peak season. Furthermore, a robust business credit profile can lead to more favorable interest rates and terms. This can yield considerable cost savings over time, particularly for businesses that occasionally maintain balances or require financing for significant purchases. Reduced interest rates allow for a greater allocation of revenue toward growth initiatives rather than toward debt servicing.

Build Business Credit Score

Utilizing an Employer Identification Number (EIN) for your business credit card can expedite the development of your business credit score. This score is vital for achieving long-term financial success and growth. Activities associated with your EIN will be reported to leading business credit bureaus, including Dun & Bradstreet, Experian Business, and Equifax Business. Over time, this reporting contributes to the establishment and enhancement of your business credit score, which serves as an important indicator of your company's creditworthiness.
WBC CONSULTING GROUP
Who we are

We are here to educate any individual so they can achieve great credit scores and live a better lifestyle and greater opportunities.

Contacts

Call Us

+1-888-819-4508

Email Us:

support@wbcconsultinggroup.com